Hold dollars.
Spend naira.
From one wallet.
Pouchfi keeps your money in USDT so it holds its dollar value. When you need to spend, it converts at the live market rate. Bank transfers, bills, online shopping.
The naira keeps falling.
Your options aren't great.
You earned ₦5 million last month. By the time you spend it, the naira dropped again and your money buys less than it did when you got it.
Bank dollar accounts have minimums, paperwork, and restrictions. Crypto wallets let you hold dollars but you can't pay your electricity bill with USDT.
Pouchfi sits in the middle. Your balance stays in dollars. Your spending happens in naira. No friction between the two.
Who uses Pouchfi?
Real people, real scenarios.
Freelancers & Remote Workers
You get paid in crypto or dollars. You need to pay rent, buy airtime, and eat, all in naira. Pouchfi lets you hold your earnings in USDT and spend them whenever you need to, at whatever the current rate is. No rushing to convert before the rate moves.
People Protecting Their Savings
You've watched the naira lose value year after year. You don't want to trade crypto. You just want your money to stop shrinking. Deposit naira, hold USDT, and your purchasing power tracks the dollar instead of the naira.
Online Shoppers
That Netflix subscription, Figma plan, or Amazon purchase needs a dollar card. Nigerian bank cards get declined half the time. Pouchfi gives you a virtual Mastercard or Visa funded from your USDT balance. It works.
What you can do
Everything in one wallet.
Send money to any Nigerian bank
Enter an account number, confirm the name, send. ₦7,500 flat. That's less than what most banks charge on large transfers. Works with every bank in Nigeria.
Pay bills from your dollar balance
Airtime, data, electricity, TV. MTN, Airtel, Glo, 9Mobile, DSTV, GOtv, Startimes. Pick what you need, pay from your USDT balance, done.
Get a virtual USD card
A Mastercard, Visa, or Verve card for online purchases. Fund it from your balance in seconds. Freeze it when you're not using it. No approval wait, no bank visit.
Send to other Pouchfi users
Transfer USDT to any Pouchfi user by username. Instant. Free. No fees, no delays.
Deposit however you want
Send naira via bank transfer or USDT from any crypto wallet. Your balance shows in USDT either way.
See the full breakdown
See Full PricingHow it works
Four steps. Two minutes.
Sign up
Email, phone number, password. That's it.
Verify your identity
Your BVN or NIN. Higher verification = higher limits and virtual card access.
Fund your wallet
Bank transfer in naira or send USDT from any exchange or wallet.
Spend
Transfer to banks, pay bills, fund your card, send to friends. Your dollar balance converts at the live rate when you spend.
Why USDT instead of
a bank dollar account?
| Pouchfi | Bank USD Account | |
|---|---|---|
| Minimum deposit | None | Often $100+ |
| Monthly fee | None | ₦1,000–₦5,000 |
| Fund from crypto | Yes | No |
| Virtual card | Yes, instant | Weeks of paperwork |
| Pay naira bills directly | Yes | Convert first |
| Sign up | 2 minutes online | Branch visit |
Your naira lost 50%+ in two years.
Your savings don't have to.
Create a Pouchfi wallet. Deposit naira. Hold dollars. Spend when you're ready.